Shift4’s industry-leading payment platform is built on the most innovative, secure, and powerful technologies available to deliver a best-in-class experience for our customers. The groundbreaking tech behind the scenes is what makes our payment platform the only one of its kind. 

Security

For Shift4, security has been our top priority since day one. We have been on the cutting edge of security technology for over 25 years, keeping our customers safe from costly data breaches.

​EMV.

• We are certified with all major U.S. processors.
• Our EMV solution supports a variety of EMV functionality, including offline, contactless, and quick chip transactions.

Tokenization. 

• Shift4 invented the technology of payment data tokenization and released the first solution of its kind.
• We’ve also applied tokenization to analytics, reporting, reservations, secure sharing of data with a third party, browser-based and legacy systems, and more.

​P2PE.

• ​We offer a PCI-validated P2PE solution but we actually exceed many of the PCI’s minimum requirements for data encryption.
• We encrypt cardholder data at the device, and again as it travels through our gateway with Derived Unique Key Per Transaction with Moving Target Encryption (DUKPT w/ MTE)

Advanced Features.

• Gateway controls the PIN pad to ensure security.
• Monitors and prevents “trusted employee” fraud.
• Software update notifications to stay current against new threats

The Payment Security Trifecta

Our EMV, P2PE, and tokenization solutions work together to provide merchants and their customers with unparalleled protection against the damage of a data breach.

​Our gateway ensures that sensitive cardholder data is never exposed during (and long after) the transaction process.

Flexibility.

Every business has its own unique set of needs, challenges, and goals.
​Shift4 Payments provides a wide range of options to meet the specific needs of your business. 

Connections

• All major banks and processors* in the U.S., Canada, Caribbean, and participating regions of Visa Direct
• 350+ integrations with POS/PMS leading systems
• Direct processing to AMEX

​Device Options

• Ingenico, ID TECH, PAX, Innowi, and more
• Wired, Wi-Fi, and Bluetooth connectivity
• In-house key injection facility (KIF)
• SigCap, customized on-screen marketing, and more

Payment Types

• Credit, debit, EMV, gift card, private-label card, and mobile POS
• NFC (Apple Pay, Google Pay, Samsung Pay)
• QR code ordering and payments
• WeChat Pay and Alipay for overseas travelers

​Gift Card Program

• Fully integrated with the POS or PMS
• Secured by P2PE and tokenization
• Powerful tracking and reporting
• SiteBuilder tools to create a customized site

Functionality

On top of our secure foundation, we’ve added features and capabilities that amount to far more than just a typical payment gateway. Our robust platform provides all the tools to successfully run businesses of all types and sizes

​Centralized Enterprise Management

•  Scalable for multinational and enterprise needs
• View/manage every revenue center across all locations, stores, and locations from one screen
• Traditional, e-commerce, and mobile transactions together
• Real-time monitoring and reporting
• One call to our in-house Support team for all your payments needs

Fast and Reliable

• Industry-leading system uptime
• Private-line connection for high-speed transactions
• Fully redundant and geodiverse hot-hot data centers
• Adaptive Routing finds the fastest route to our data centers
• Assured Delivery prevents lost or duplicate transactions

Auditing, Accounting, and Reporting

• Pre- and post-settlement transaction auditing
• ​24-month rolling transaction archive
• User-friendly interface to easily identify errors
• Unlimited users at no extra cost

Secure Offline Stand-In

• If internet connection is lost, merchants can continue accepting payments in a preselected range.
• When the connection is restored, the offline transactions simply go out for authorization skipping a beat.